At Xceda, we make saving simple with a range of deposit options designed to suit different financial goals. Whether you’re focused on steady returns, accessibility, or flexibility, our deposit products provide secure, transparent, and fee-free ways to grow your money with confidence. As a licensed Non-Bank Deposit Taker regulated by the Reserve Bank of New Zealand, Xceda offers the assurance of a trusted financial institution backed by over 30 years of experience and a strong commitment to personal service.

Eligible Xceda Term Deposit and Savings Accounts are protected under the Deposit Compensation Scheme (DCS), which covers depositors up to $100,000 per deposit taker in the unlikely event of a failure. Funded by deposit takers and administered by the Reserve Bank of New Zealand, the DCS provides peace of mind as you make the most of your savings with Xceda. See more information Here.