The Wall Street Journal

Dumb money? Everyday investors do just fine

Dumb money? Everyday investors do just fine
(Image: Getty)
The Wall Street Journal
By Hannah MiaoJeff Beckman knew he wouldn’t get rich working at a nonprofit, so he invested in the stock market.For nearly four decades, Beckman has steadily contributed to an employer-sponsored retirement plan allocated almost entirely to stock funds. He also bought shares of Apple, Berkshire Hathaway and Meta Platforms through a brokerage account. Now, the 63-year-old’s portfolio is worth roughly US$1 million (NZ$1.7m) – and he has no plans to sell his stocks or rotate toward safer assets, such as bonds, anytime soon.&l...

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