The tide may well have turned against housing being a one-way bet for a generation of Kiwis, said RBNZ chief economist Paul Conway.
The government says FPAs will encourage businesses to grow profits through innovation rather than cutting wages.
Even if approved by local councils next week, construction before 2028 is unlikely, says National.
The most common crimes cited in the survey were harassment and threatening behaviour; burglary; and fraud and deception.
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