RBNZ warns changes to capital requirements aren't silver bullet

The consultation closes Oct 3. (Image: RBNZ)

Mon, 25 Aug 2025

The Reserve Bank of New Zealand sets out two options that "materially reduce" capital requirements relative to prior decisions made in 2019, but warns the changes are not a silver bullet.“Both options are expected to result in lower average funding costs for deposit takers than under the 2019 Capital Review outcomes," the Reserve Bank of NZ (RBNZ) said. They are calibrated to a higher risk appetite than when that review was carried out, it said.“We want to be clear that even material changes to capital set...

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