KiwiSaver helped national savings confidence, maybe

Has KiwiSaver provided the golden egg expected? The Retirement Commission's recent review may surprise. (Image: Getty)

Tue, 18 Nov 2025

Has KiwiSaver lifted the overall New Zealand national savings rate?Dunno.And neither does the Retirement Commission.The just-released “2025 Review of Retirement Income Policies” cites a 2011 study that “found little evidence of a boost [to national savings from KiwiSaver], particularly during the years when the scheme was heavily subsidised”. But the Law, Meehan & Scobie analysis covered a period when the quasi-compulsory savings regime was only three years old in a market environment still distorted by the Glob...

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