The two banks' settlements with the Commerce Commission expressly allowed for affected customers to take separate legal action.
The two banks have already paid out $43 million, but new consumer finance breach claim could make that amount "trivial".
Harbour sees the global bond fund as complementary to the global equities fund it already offers.
In the end, higher interest rates are probably the only thing that will moderate house price inflation, but that also means clobbering the covid-hit rest of the economy.