![Free is the lowliest number: fund fees at the zero bound](https://media.businessdesk.co.nz/file/c_fill,h_393,w_700,q_100/free-small-depositphotos.webp)
David Chaplin: Free is the lowliest number: fund fees at the zero bound
Investors are saving billions of dollars annually as managed funds relentlessly cut their fees.
![Sharesies: growing pains for pineapple platform](https://media.businessdesk.co.nz/file/c_fill,h_400,w_600,q_100/sharesies-small-b.webp)
David Chaplin: Sharesies: growing pains for pineapple platform
Anti-money laundering rules are a complex labyrinth that may not achieve very much, but for Sharesies, falling foul of them has been poorly timed as it launches into Australia.
![KiwiSaver replacement therapy: looking for an alternative high](https://media.businessdesk.co.nz/file/c_fill,h_400,w_600,q_100/getty-images-high-drugs-happy-man-bathroom.webp)
David Chaplin: KiwiSaver replacement therapy: looking for an alternative high
Schemes owned by Australian-headquartered organisations have been slowly bleeding market share to NZ providers.
![Day of the DIY: platforms take on professionals](https://media.businessdesk.co.nz/file/c_fill,h_400,w_600,q_100/Sharesies-r.webp)
David Chaplin: Day of the DIY: platforms take on professionals
All the momentum is with the DIY crowds on Sharesies and Hatch, which, in NZ at least, are spilling into a largely unregulated space with increasing enthusiasm.
![Visiting time at the Acute Nostalgia Ward](https://media.businessdesk.co.nz/file/c_fill,h_400,w_600,q_100/hospital-ward-depositphotos.webp)