For the past five years, just four industries have accounted for the vast bulk of infringement notices handed out for breaking NZ employment law.
The BNZ-appointed receivers are still wrestling with George Kerr's disclosures.
The evidence that anything meaningful has changed at the Reserve Bank leans more towards there having been no change at all.
Rob Everett has spent seven years trying to get banks, insurance companies and other financial service providers to clean up their act. He thinks they're nearly halfway there.
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