Today's letters: should extra money go on the mortgage, or into KiwiSaver? And how best to invest for the children's future?
Last week's 50 basis point hike in the official cash rate made it more likely NZ will be in recession by next year.
Hybrid working must become the new normal if businesses want to succeed.
Unlisted passive funds and ETFs have given investors a wider range of investment opportunities, although there's no conclusive evidence in NZ that they outperformed active funds.