The Reserve Bank considers the breaches to be material.
Xero said evidence that the customer's then bankrupt husband, Dave Henderson, was really controlling her companies, persuaded it to hand over information to the official assignee.
Three years squandered pursuing silly slogans rather than low-cost emission reductions.
Aucklanders will endure a 'one-off' rates bump of 5 percent next year as the city contends with notoriously low spending on infrastructure and the impacts of covid and climate change.