![Dr Lu and the zygions: face-based investing](https://media.businessdesk.co.nz/file/c_fill,h_393,w_700,q_100/broad-face-man-getty.webp)
David Chaplin: Dr Lu and the zygions: face-based investing
If there is anything valid or useful in the Lu and Teo data, many investors will surely turn to facial recognition technology and artificial intelligence to filter out the fatter-faced fundies.
![Fundicitis: the FMA's greenwashing cure is a real pain](https://media.businessdesk.co.nz/file/c_fill,h_400,w_600,q_100/appendix-getty.webp)
David Chaplin: Fundicitis: the FMA's greenwashing cure is a real pain
Fund managers are being forced to exceed legal word limits in ethical investing documents. But are investors even going to read them?
![Red, red whine](https://media.businessdesk.co.nz/file/c_fill,h_400,w_600,q_100/red-wine-splash-getty.webp)
David Chaplin: Red, red whine
The market carnage may not be over, of course, but the ideal average KiwiSaver investor is still in pretty good shape after a 10-year period featuring above-average upside.
![Why active managers have edge in ESG investing](https://media.businessdesk.co.nz/file/c_fill,h_400,w_600,q_100/windfarm-smokestack-getty.webp)
David Chaplin: Why active managers have edge in ESG investing
The ability to switch out of companies whose environmental or social credentials suddenly change is a plus that active fund managers are leveraging for investors who like their returns with sprinkling of moral purity.